ABOUT US
Every business and family faces unique risks. That’s why we tailor coverage to protect what matters most — your people, your assets, and your future.
Ready to explore how we can protect what matters most?
We’ll respond within 24 business hours.
OUR MISSION
We are committed to:
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Providing honest, straightforward advice.
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Simplifying complex insurance decisions.
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Protecting your business and personal assets with the right coverage.
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Building long-term relationships based on trust, responsiveness, and results.
CONSULTATIVE APPROACH
At CAPital Insurance Consultants & Risk Advisors, LLC, we believe insurance should be more than policies and premiums — it should be a partnership. Our approach is rooted in over 20 years of real-world insurance and risk management experience.
We take the time to listen, learn, and understand your goals. Instead of pushing pre-packaged products, we design tailored coverage solutions that match your specific exposures.
WHY CHOOSE CAPITAL
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Experience: More than 20 years in Commercial, Personal, and Life & Health Insurance.
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Deep knowledge across commercial, personal, and life & health insurance, with over two decades of real-world experience helping clients identify risks, customize coverage, and protect what matters most.
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Commitment: At CAPital, our name reflects more than our promise to deliver Coverage, Advisory, and Protection. It’s also a reminder of what matters most to us all — family. In fact, our founder originally chose the name for his son (Colin), his daughter (Aiden), and himself (Patrick) — a testament to our commitment to protect what matters most in life.
WHO WE SERVE
We proudly serve:
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Businesses – from contractors and healthcare providers to professional services firms, tech companies, and local entrepreneurs.
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Individuals & Families – providing home, auto, umbrella, and life insurance protection.